credit clean up after bankruptcy


Having a clean credit score after your bankruptcy is seems to be a difficult process. Though it is very much real that credit repair or credit clean up after being bankrupt is tough but it is not impossible.

Tips regarding Credit Rebuilding After being a Bankrupt

1) once your bankruptcy is discharged you will find some old accounts which will be listed under your credit score . These accounts will be included in the credit report as they were added under your bankruptcy.If your accounts were nit listed in your credit report , you should dispute the accounts by sending a letter to the major credit bureaus. They will investigate your the total thing by verifying information provided by you. These total process will take not more than 30-45 days & after that you will find your credit report safe from negative items.

2) The next step will be re establishing your credit by showing responsibility to your all lenders. Make your weekly budget before getting out for purchasing. Always keep track where your money is going & where it should be going.Keep notes about all your expenses...whether it cost you 1 doller or 10000, track down each drop of your money.

3) prefer those credit cards which will give you the latest & cheapest interest rates available. Use your card only when you wanted to bulk purchasing. If you want to buy small commodities, try to pay with cash.

4) check regularly your credit report & verify every single transaction you have made to prevent identity theft.

these are some tips for you to clean up your personal credit score...hope you like it

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