Tips on how to manage your finances - Part 2


d) Skip Major Purchases

You must avoid heavy purchase if you are in major debt like credit card debt. You must act wisely & do not waste your time as well as your money for buying new cars or music system. It is obvious that you should save money for your upcoming monthly payments.


e) choose Available Programs

Always try to choose & avail governmental programs that is available in your state while you are in a financial crisis. In case of unemployment, opt for the unemployment insurance. In some states, unemployed persons are eligible for training, loans & other financial helps for starting up a new business.

f) Go for Part-Time Work

You can increase your savings if you have a additional way of income. get a part-time job while searching for a new permanent one. you can use your some special talents & other interests as a way of income ; like writing, tuitions, singing, sports etc. you must remember that the main aim will be getting a good job & manage your finances. Any part-time job will give you time and flexibility to maintain your finances.

If you are unemployed and wanted to manage your finances, you should follow those tips & change your spending habits for a while. Finding a new source of income in necessary. However, a little financial planning might help you to settle for a job as well as managing your finances.